Demo build · the partner bank shown is a placeholder
Pay work expenses with UPI — from company money, not yours. No card, no reimbursements, no waiting. We'll find your company from your mobile number.
Takes about 60 seconds · You'll pay with your own UPI PIN
Partner bank: demo placeholder
All three consents are required to activate the wallet.
Your mobile number is how Xpeazy knows who you are. We read the SIMs on this phone — pick the one your employer has on record.
Your UPI registration is cryptographically tied to this SIM — an NPCI requirement. If you change the SIM later, the wallet re-verifies.
Demo: number not on any roster?
Sent to +91 98XXX XX321 — proves this SIM is in your hand right now.
Never share this OTP — not even with someone claiming to be from Xpeazy or your bank.
Once verified, we'll show you which company registered this number.
+91 98XXX XX321 is registered on Xpeazy by:
+91 90XXX XX114 isn't registered by any employer on Xpeazy.
These details are registered against your verified number. Confirming binds your wallet to this phone.
Wrong details? Contact your supervisor — you can't edit these yourself.
Demo: bank requires individual KYC?
Mock demo — no real SIM or NPCI calls are made.
Xpeazy asks only for what the wallet actually needs.
Used only as described above — never sold, and shared only with your employer and Partner Bank.
Location is read only at the moment of payment — never tracked in the background.
Company money lives in this app, so biometric lock is mandatory — every open needs your fingerprint or face. There is no skip.
Your fingerprint or face data stays on your device — Xpeazy and your employer never see it.
The PIN is set on Partner Bank's secure NPCI screen, not in Xpeazy. We verify you with an Aadhaar OTP first — no debit card needed for a corporate wallet.
Demo — no real Aadhaar/UIDAI call is made.
Bank's NPCI secure PIN pad (mock) — press any keys; nothing is captured or stored.
Forgot it, or just want a new one? The reset happens with Partner Bank — Aadhaar OTP verifies it's you, then you set a fresh PIN on the bank's screen. Your wallet stays active throughout.
Under 2 minutes, start to finish — no forms, no card, no branch visit.
Works at any merchant QR in India. Private — never discoverable in other UPI apps.
App locked · NimbusFreight Logistics
Biometric unlock is mandatory — set by your company policy.
The app locked itself when you left it.
Your fingerprint or face data stays on your device — Xpeazy never sees it.
Policy is checked first — then your bank's UPI PIN sheet opens.
No charges — UPI merchant payments are free.
This happens before your PIN and before any money moves.
paid to Bharat Fuel Station · just now
Snap it now — takes 5 seconds, saves your finance team a follow-up.
(demo — a sample receipt is used)
We match the GSTIN on the bill to the payee automatically — if it doesn't match the merchant you paid, your finance team sees it.
Merchant, amount and category are read straight off the photo — nothing to type.
Your supervisor gets a secure link, valid 15 minutes. If approved, the extra amount unlocks for one payment.
₹6,200 of ₹10,000 used on this trip so far
Fleet Supervisor · NF-North
Tyre puncture — roadside repair near Dewas
Your wallet keeps working either way — Xpeazy never blocks spend for a missing receipt.
Most people already have a KYC record from a bank account or SIM. We reuse it — zero new documents.
No problem — a 30-second Aadhaar OTP gets you started instantly.
If a record is found, KYC finishes here — full limits, zero screens. (Demo shows the not-found path.)
Your bank needs a quick individual check. One OTP — no documents, no branch visit.
Demo — no real Aadhaar/UIDAI call is made.
OTP-based KYC gets you going instantly, capped at ₹5,000 for 24 hours per RBI's limited-KYC rules.
A 3-minute video call with the bank's KYC officer unlocks full limits permanently.
We'll ring you in the app. Until then your ₹5,000/day starter limit applies — you can spend right now.
The ₹5,000 starter cap is gone — your wallet now runs at your company's configured limits (up to NPCI's ₹1,00,000/day).
+₹2,500 unlocked for one payment on TRIP-4821.
24h reminder. Nothing is blocked — snap it when you can.
Tell us which payment it belongs to so your ledger stays clean.
Lodging is now enabled for overnight trips, up to ₹1,200/night.
It came back without a reference, so it's parked safely until you link it.
Only refunds without a reference need manual mapping. Once you link it, your Accounts team gives the final confirm — two people, two checks, so no rupee maps silently.
Your Accounts team gets the final confirm. Two people, two checks — no rupee maps silently.
Royal Wine Shop · Liquor (MCC 5921)
The check happened before any money moved — nothing left the company pool, and there's nothing to claw back.
Your company's shared pool hit ₹0. Finance was already warned at 15%, 10% and 5% — the scanner unlocks the moment it's topped up.
Your UPI ID is private — it can't be found or linked from other UPI apps.
No — you're spending company money directly. Nothing comes out of your salary or account.
You'll get gentle reminders. Your wallet keeps working — it is never frozen for a missing receipt.
Usually a category or limit rule. The app always shows the exact reason, and you can request an exception in two taps.
If it has no reference, the app asks you to link it to the original payment. Takes 10 seconds.
Jump to any screen — so there are no grey areas in the mockup.
NimbusFreight has paused this wallet. You can't make payments until it's reactivated. Please contact your supervisor.
Metro Hardware · Repairs
Checked before any money moved — nothing left the pool. You can ask your supervisor for a one-time top-up.
rahul.sharma@oksbi · Personal UPI ID
Your company wallet can only pay merchants (P2M). This blocks cash-out to friends — a common leak Xpeazy closes at the source.
You paid Bharat Fuel Station ₹1,850 one minute ago.
This looks like a repeat. If the first payment worked, you don't need to pay again. We hold a one-tap safety check so you never double-pay by mistake.
Bharat Fuel Station
UPI Ref (RRN) 6194 8823 7741
Your money is safe. UPI usually settles in seconds; if it fails, it auto-reverses to the pool within 3–5 days. Don't pay again — check the status here.
Xpeazy needs a live connection to check policy and move money safely. Offline payments aren't supported — by design, so the ledger and the bank pool never drift apart.
After 3 wrong attempts the bank locks the PIN.
Activation links are valid for 72 hours for security.
Ask your employer to resend your Xpeazy invite. Nothing is lost — a fresh link sets up your wallet in the same 60 seconds.
You're active on two trips. Pick where this spend belongs — it flows straight into the budget report.
TRIP-4809 has just ₹960 left on its ₹8,000 budget. Spend still goes through either way — it'll show up on the job-card variance report.
Captured receipt image (mock)
₹300 came back from Tyre Works with its original UPI reference — so we linked it for you.
Only refunds without a reference need you to map them manually.
Your supervisor/HR triggered a device reset. We'll re-verify your SIM and bind the wallet here.
A 24-hour cooling-off cap of ₹5,000 applies after any device swap — an NPCI safeguard against a stolen-phone takeover. Full limits restore automatically after 24h.
The whole point of Xpeazy is the field workforce — so it speaks their language, not just English.
(Demo: any non-English choice shows the Hindi home as a sample.)
A gig driver can hold wallets from several companies — switch context, spend from the right pool, keep them cleanly separated.
Each employer's pool, policy and receipts stay fully separate — no cross-contamination.
Sagar Dhaba · ₹180 · RRN 6193 5510 2287
Disputes go to Partner Bank over NPCI's UDIR system. Typical resolution: 5 working days. Your company's finance team is copied automatically.
Reference UDIR-2607-4418
Partner bank: demo placeholder · sponsor-bank TPAP route
All data hosted in India
Scan your first merchant QR and it'll show up here instantly — categorized, receipted, done.
Notifications are empty too until your first payment.
This version is no longer supported for payments. Update to keep paying securely — takes under a minute.
Payment apps enforce minimum versions — old builds can't initiate UPI.
Keeping receipts high keeps you off your finance team's radar.